Monday, May 13, 2013

First things First – Re-building that credit score!




Rebuilding your credit score is going to take work on your part, it might not have taken long to damage, but this will require action on your part.

1.       Order all of your credit reports (Equifax, Experian, and Transunion)

2.       Review your reports line by line, from your addresses to all the inquiries, everything matters!

3.       Report all mistakes and get those reports cleaned up!

4.       Review the reason codes for example (balances to high, to many inquiries)

5.       Pay down those balances on your revolving credit lines.


There is never just one answer for everyone; everyone’s credit history is different. Start with the basics and go from there!

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